Lisa Lacob Call 2004; B.Bus.Sc. (hons) (first class honours) LLB (magna cum laude) (UCT) LLM (first class) (Cantab) E-mail: llacob@3vb.com

Current and recent (2007/8) instructions include:


Lisa Lacob undertakes general commercial work, including banking, financial services, professional negligence, telecommunications and IT law. She is regularly instructed to appear in interlocutory hearings and trials in the County Courts and the High Court. Before coming to the Bar, Lisa practiced as a Solicitor in the Banking Group of Linklaters, a leading international law firm, where she specialised in a broad range of UK and international financing transactions. During this time Lisa completed a 9 month secondment to the Securitisation and Structured Finance Group of Lloyds TSB Bank, where she drafted and advised on documentation relating to securitisations and capital markets issues. Lisa also trained as a commercial attorney in South Africa, where her responsibilities included drafting and advising on commercial contracts and other corporate documentation.

Banking

• Instructed by leading investment and retail banks in wide range of banking matters, including claims under loan facility agreements and guarantees
  
  
• Acted successfully for Halifax Bank in High Court trial against a customer who had drawn funds against uncleared cheque - issues covered included the bank's duty to advise generally and the role of a collecting bank
  
  
• Regularly acting for asset finance companies in relation to HP and conditional sale agreements, including various claims by hirers for breach of implied conditions of satisfactory quality and warranties as to title to assets
  
  
• Acted successfully for Lombard North Central in County Court trial to recover payment made to motor vehicle dealer in mistaken belief that he was able to transfer title to the vehicle
  
  
• Acted successfully for Lombard North Central in County Court trial to recover damages from a party who alleged he had acquired a vehicle from the hirer in good faith and without notice of the HP Agreement
  
  
• Acted successfully for mortgage lenders in 2 trials where Defendants alleged mortgages were executed as a result of undue influence. Currently instructed in various mortgage repossession proceedings where Defendants have alleged undue influence, misrepresentation and mortgage fraud
  
  
• Successful striking out of various claims against banks, including on the basis of alleged breaches of duty to monitor account activity, to provide commercial advice and to renegotiate debts
  
  
• Acted successfully for a bank in defence of a claim alleging breach of duty to advise as to the risks relating to forward booking of exchange rates
  
  
• Advised bank in relation to claim for conversion of fraudulently issued cheques
  
  
• Acted for banks in defence of various claims by customers relating to unauthorised debits to their accounts (alleged ATM fraud)
  
  
• Acted successfully for banks in numerous county court hearings relating to ongoing bank charges litigation - including obtaining summary judgments and striking out of claims

• Currently instructed by mortgage lenders in relation to 3 separate claims against valuers for negligent overvaluation of properties charged as security for loans
  
  
• Currently instructed in relation to various claims against completing solicitors on remortgage transactions for breaches of Retainer, including failure to report changes in purchase price, failure to report a back to back sale, failures to advise as to title defects and failure to obtain release of prior charges
  
  
• Currently instructed in relation to loss of chance claim against a solicitor based on negligent drafting of a loan agreement
  
  
• Applications for summary enforcement of solicitors' undertakings

• Instructed regularly by both petitioning creditors and debtors in various winding up and bankruptcy hearings, including applications to annul bankruptcy orders and for the setting aside of statutory demands, applications for substitution of creditors and for substituted service of petitions
  
  
• Advised bankrupts in relation to applications by trustees in bankruptcy for certain dispositions to be declared void under s. 283 and under s. 339 of the Insolvency Act
  
  
• Instructed regularly by trustees in bankruptcy in relation to applications for orders for sale

• Acted for 3 companies who are parties to a standard interconnect agreement with BT in relation to AIT claims
  
  
• Acted for company in claim against its former mobile network provider relating to failure to effect porting of its DDI lines to BT
  
  
• Advised company in relation to proposed claim against telecoms provider for loss of business arising from interruption of telecoms services, with particular reference to reasonableness of contractual exclusion clause

• Advised company in relation to its entitlement under policy covering loss arising from dishonest acts of employee
  
  
• Advised in relation to rights of insurance company to be subordinated to assured's rights of recovery pre-payment of indemnity

• Advised company in relation to a claim against a former director for breaches of fiduciary duty, including diversion of business opportunities